welcome to Orange City Housing Finance Ltd
Know More About
Balance Transfer
Do not miss a chance to lower your loan repayments when you have smarter options to choose. Move your Home Loan outstanding balances to OCHFL, pay lower monthly installments. Attractive interest rates that make your Home Loan affordable and easier on your pocket.
Amount of Loan
You can avail a Home Loan not exceeding 80%* of the cost of property / estimate for loans upto 20 Lakhs and should not exceed 75% of the cost of property / estimate for loans above 20 Lakhs. Factors that would be considered :
- Repayment Capacity
- Stability and Continuity of Income
- Assets & Liabilities
- Business Profile
- Co-applicant's Income
- Guarantors
Loan Tenure & EMI
The tenure of your Home Loan ranges from 1 to 20 years. The term of loan however does not extend beyond 75* years age of the customer. The size of EMI depends on:
- Quantum of loan
- Interest rate applicable
- Loan tenure
Special Payment Schemes
One can enjoy the exclusive 'Regressive Payment Scheme' if one is a home loan seeker due for retirement within the term of the loan and have applied jointly with an eligible One Younger co-applicant.
