welcome to Orange City Housing Finance Ltd
About Resale Property Loan
Spotted the house you always wanted to have? Then let your dream come true immediately & effortlessly. You can benefit from affordable OCHFL Home Loans if you are seeking a home loan as an Individual.
Amount of Loan
You can avail a Home Loan not exceeding 80% of Market Value of Property & 100% cost of property. The actual loan amount is determined taking into account factors like:
- Repayment Capacity
- Stability and Continuity of Income
- Assets & Liabilities
- Business Profile
- Co-applicant's Income
- Guarantors
Loan Tenure & EMI
The tenure of your Home Loan ranges from 1 to 20 years. The term of loan however does not extend beyond 75 years age of customer. The size of EMI depends on:
- Quantum of loan
- Interest rate applicable
- Loan tenure
Special Payment Schemes
One can enjoy the exclusive 'Regressive Payment Scheme' if one is a home loan seeker due for retirement within the term of the loan and have applied jointly with an eligible One Younger co-applicant.
